ManipalCigna Health Insurance launches ‘ManipalCigna ProHealth Prime’ a complete
healthcare insurance plan that gives Better Coverage, Better Control, Better Care

⁹ManipalCigna Health Insurance Company Limited, today announced the
launch of ‘ManipalCigna ProHealth Prime’ plan. This new plan is not just a health insurance plan but
a Complete Healthcare Insurance plan as it not only covers all types of hospitalization expenses but
also comes with revolutionary features such “Cashless OPD” coverage for doctor consultation,
prescribed diagnostic tests and pharmacy expenses, It covers “Non-medical Expenses” to ensure
there are zero deductions towards non-medical items during hospitalization and many more such
enticing benefits.
Speaking about the product launch, Mr. Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited said, At ManipalCigna, we have always been at
the forefront in meeting the consumer’s needs and whenever we have come up with any new product,
we have ensured that our product addresses the core issues which our customers are facing. This
time too we conducted a thorough research and identified some of the major issues which the
customers are facing and expect solutions from health experts like us. For example, in India, out-
patient department expenses which includes doctor consultations, lab tests and pharmacy expenses
accounts for nearly 62% of healthcare costs, not only that, non-medical expenses amount to around
10% to 12% of the overall hospitalization bills that are paid as out of pocket. Our new ManipalCigna
ProHealth Prime takes a step further in our commitment and offers cashless services even for OPD
expenses to provide total healthcare protection, it comes with industry first feature Switch Off that
allows customers to switch off the cover while travelling abroad from 2
nd year onwards, for a maximum
period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses
whether medical or non-medical to take care of customer’s everyday healthcare needs.”
Sikdar further added, “The Product also has a specific plan, for lives suffering from the medical
conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol. These
customers need not wait for long, as the pre-existing disease waiting period for these listed conditions
is only 90 days. ManipalCigna ProHealth Prime is a truly comprehensive plan offering customized
healthcare solutions to safeguard the customers from all types of healthcare expenses even beyond

hospitalization and offers sum insured of up to 1 crore with lifetime renewability, so that customers get
Better Coverage, Better Control and Better Care in true sense without any financial worries.”
ManipalCigna ProHealth Prime’ plan comes in three different variants – ‘ManipalCigna ProHealth
Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’
provides cashless OPD coverage in addition to the hospitalization expenses ; and ‘ManipalCigna
ProHealth Prime Active’ for lives suffering from the medical conditions such as Diabetes, Obesity,
Asthma, high Blood Pressure and high Cholesterol.
The new ManipalCigna ProHealth Prime plan offers some PRIME features, including:

Zero Deductions towards Non-Medical expenses, to cover all your hospitalization
expenses whether medical or non-medical because why should you pay if you are truly
An OPD that’s PAID for, yes, that too, because health issues don’t have to escalate to
hospitalization every time.
Unlimited restoration up to 100% of sum insured, your coverage restores to 100% of Sum
Insured, every time you use it, any number of times whether for related or unrelated illnesses,
because a coverage should mean full coverage always. Applicable from 2nd claim onwards
The power to Switch Off, your health insurance from 2
nd year onwards, for up to 30 days
while travelling abroad and get discount on your renewal premium.
1 year Premium Waiver, on renewal policy premium due to Accidental Death or if diagnosed
with any of the listed Critical Illnesses.
Freedom to choose Any room category, suite or above, as you deem fit
Annual health check-up, from 1st year onwards for all the adults insured to take the utmost
care of your health, not just in illness but in wellness too
Wellness program, earn attractive rewards of up to 20% of your base premium for
completing the number of predefined steps towards wellness in a day. Use these reward
points towards a discount on your renewal premium.
Scan the below QR Codes to watch “ManipalCigna ProHealth Prime” product highlights and product
explainer videos.
QR for Product Highlights Video QR for Product Explainer Video

For more detailed information on key features and terms & conditions, kindly read product brochure
and policy wording here,

About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance Company Limited is a joint venture between Manipal Group, an
eminent player in the field of healthcare delivery and higher education in India, Cigna Corporation, a
global health services company with over 200 years of experience. ManipalCigna is headquartered
out of Mumbai and has 76 branch offices covering major metros and towns. The company has built a
strong multi-distribution network of over 48,000 agents and 500+ distribution partners across the
country. ManipalCigna also has tie-ups with 13 leading Banks for distributing health insurance
solutions and has a network of over 7000 hospitals across cities including tier I, tier II and tier III towns
in India. To learn more, visit

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